Florida Is Now #1 for Foreclosures:
What That Means for Homeowners in 2026
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Florida is ranked number #1 in Foreclosure
We are still in the first quarter of 2026, and the some cities are leading the way in foreclsoures.
In 2026, Florida is expected to continue its trend of high foreclosure rates, with certain counties and cities being hit hardest. The state's foreclosure activity has been on the rise, and while it remains below historic highs, the situation is concerning for homeowners. Here are some of the areas where foreclosure rates are particularly high:
These areas are experiencing a combination of declining home values, rising insurance premiums, and increasing daily expenses,
which are pushing more homeowners into financial distress. Homeowners in these regions should be aware of their options
and the potential risks associated with foreclosure.
The city of Miami has one of the highest foreclosure rates (one in 2,551 homes), among metros with more than 1 million residents.
Foreclosure starts – means lenders have started the process but have yet to repossess the home.
Florida just took the top spot for the highest foreclosure rate in the entire country. In October 2025, there was one foreclosure filing for every 1,829 homes in Florida, the worst rate of any state
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